Terms of Service

Welcome to PettegrewLending.com (“Website”). This Website is owned and operated by Pettegrew Lending (“Pettegrew Lending,” “we,” “our,” or “us”). By accessing or using our Website, you agree to these Terms of Service (“Terms”) as well as our Privacy Policy.
If you do not agree with these Terms, please discontinue use of the Website immediately.


1. Eligibility

This Website is intended for individuals who are 18 years or older and legally capable of entering binding agreements.
By using this Website, you represent and warrant that you meet these eligibility requirements.


2. Our Services

Pettegrew Lending provides tools, information, and resources to help users learn about mortgage options, begin applications, and connect with a licensed mortgage professional.

All loan programs are subject to:

  • Qualification

  • Credit approval

  • Underwriting review

  • Applicable federal and state regulations

We reserve the right to modify, suspend, or discontinue any portion of the Website or services without prior notice.


3. No Guarantee of Loan Approval

Submitting information through the Website does not guarantee approval for a mortgage loan or any specific loan terms.
All loan approvals depend on credit, income, property eligibility, lending guidelines, and other verification requirements.


4. User Responsibilities

By using this Website, you agree to:

  • Provide accurate, complete, and current information

  • Use the Website only for lawful purposes

  • Not attempt to breach, disrupt, or reverse-engineer any Website system

  • Not upload or transmit harmful or malicious code

Misuse of the Website may result in termination of access or legal action.


5. Intellectual Property

All Website content—including text, graphics, images, logos, icons, and software—is the property of Pettegrew Lending or its licensed providers.

You may not:

  • Copy

  • Reproduce

  • Modify

  • Distribute

  • Sell

  • Create derivative works

without our prior written consent.


6. Third-Party Links & Tools

Our Website may contain links to external websites or integrate third-party tools used in the mortgage process (e.g., credit systems, calculators, verification services).

Pettegrew Lending is not responsible for:

  • Content on third-party sites

  • Their privacy practices

  • Their security standards

Your interactions with these sites are solely at your own risk.


7. Disclaimer of Warranties

The Website and all content are provided “as is” and “as available.”
Pettegrew Lending makes no warranties—express or implied—regarding:

  • Accuracy

  • Reliability

  • Availability

  • Completeness

Use of the Website is at your own discretion and risk.


8. Limitation of Liability

To the fullest extent permitted by law, Pettegrew Lending is not liable for any:

  • Indirect

  • Incidental

  • Special

  • Consequential

  • Punitive

damages arising from your use of the Website or services, even if we have been advised of the possibility of such damages.


9. Indemnification

You agree to defend, indemnify, and hold harmless Pettegrew Lending, its employees, officers, agents, and partners from any claims, damages, or losses arising out of:

  • Your use of the Website

  • Your violation of these Terms

  • Your violation of any laws or rights of third parties


10. Updates to Terms

We may update or modify these Terms from time to time.
Changes become effective immediately upon posting to the Website.
Continued use of the Website after updates indicates your acceptance of the revised Terms.


11. Governing Law

These Terms are governed by the laws of the State of Colorado, without regard to conflict-of-law rules.

Any dispute arising out of these Terms shall be resolved exclusively in state or federal courts located in Denver, Colorado.


12. Contact Information

If you have questions about these Terms, please contact us:

Pettegrew Lending
📞 720-383-4037
📧 [email protected]